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Gillmore-Allen Insurance AgencyGillmore-Allen Insurance Agency
605 Old Salem Rd
Petersburg, Illinois 62675
Phone: (217) 632-3007

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Personal Umbrella Insurance

Personal umbrella insurance offers extra coverage above the liability coverage in home, auto and other personal insurance policies. Those policies usually carry liability limits of $100,000 or $300,000, but is that enough? Umbrella insurance adds a layer of coverage of $1 million, $2 million or more, and it isn't just for the ultra-wealthy.

A short hospital stay can easily exceed $100,000 and long term rehabilitation and loss of income can also get into six-figures quickly. If someone is injured in a car accident and you are at fault, or a guest is injured on your home property, monetary damages can add up quickly. You should think seriously about adding umbrella insurance to your personal insurance coverage if:

  • You own a home
  • You have teenage drivers
  • You have a significant income or future earnings potential
  • You own a business
  • You own a boat, RV or motorcycle

Those are just a few situations that call for extra liability insurance protection, but there are more. To learn about those, contact an umbrella insurance agent at Gillmore-Allen Insurance Agency today.

Do you have questions about Personal Umbrella?

Contact an insurance agent at Gillmore-Allen Insurance Agency today to answer any questions about Personal Umbrella or for a free review and insurance quote for Personal Umbrella.

Some products and services may not be available in your area.
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